Personal Loans

Our no-hassle personal loans offer quick approval decisions and often provide funds the same day you apply. BDCU Personal Loans are unsecured signature loans requiring no collateral. Personal loan amounts are available up to $10,000. Available terms up to three years, and we won't penalize you if you pay your loan off early.

The personal loan application process:

• Submit an Application: To get the loan process started, first submit an application. You can apply at the credit union, during business hours, or in your pajamas 24x7 using Online Banking and our Online Loan Application.
• Get Preapproved: We will process your application usually the same day.
• Complete Your Loan Documents: Once you have been approved, we can finalize your loan documents in person or online using Docusign.
• Finalize Your Financing: We will deposit the funds directly in your account.

Apply Today Rates

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.