Money Matters

At BDCU we are dedicated to keeping you, our members, informed when it comes to financial matters.



The Column - February 20, 2020


At last night’s 80th Annual Meeting, we shared the following Boulder Dam Credit Union highlights from 2019:

  • We paid back over 13x bonus dividends to our members in 2019!
  • We are now 650 million dollars in size.
  • Our total loans outstanding increased 20% over the last 3 years.
  • We introduced a new website and on-line banking platform in 2019.
  • We had -0- loan losses on auto and residential real estate loans in 2019.
  • We continue to charge the lowest amount for fees of almost any institution in our category in the country.
  • Our capital levels have increased to $80,000,000 as of year-end 2019.

Most importantly, as we celebrate our 80th Anniversary it is with great pride that the community we serve is the same community we have been serving for all 80 years!

Our service delivery is about people, the human element, and the relationship of trust we continue to build with our members and the Boulder City community, the community we call home. We have our challenges, but Boulder Dam Credit Union is stronger than ever and ready to meet the needs of both the members and our community. And to that end….


Also announced at our Annual Meeting was an 80% interest refund on almost all loans, excluding Visa cards, for the quarter ending March 31, 2020. Further details will be provided during March, but if your loan is in good standing you will be receiving an 80% interest refund for the first quarter in celebration of our 80th Anniversary!


How can you tell what charity is legitimate and what’s a scam? Scammers want you to make a quick decision. Charity scammers often pressure you to donate right away. They may ask for cash and offer to send a courier to you or ask you to wire money. Scammers often refuse to send you information about the charity, give you details, or tell you how the money will be used. They may even thank you for a pledge you don’t remember making.


Slow down, check out the story, or tell a friend, before you give up your money or personal information.

  1. Take your time. Tell callers to send you information by mail. For requests you get in the mail, do your research. Is it a real group? What percentage of your donation goes to the charity? Is your donation tax-deductible? How do they want you to pay? Rule out anyone who asks you to send cash or wire money. Chances are, that’s a scam.
  2. Pass this information on to a friend. If you received a charity scam, your friend probably will too. It’s likely that nearly everyone you know gets charity solicitations. This information could help someone else spot a possible scam.


If you spot a scam, please report it to the Federal Trade Commission. Go online, or call the FTC at 1-877-FTC-HELP (1-877-382-4357) or TTY 1-866-653-4261. Your complaint can help protect other people.

If you have already given your money to a scammer and your Boulder Dam Credit Union or other financial institution account is affected, please report it as soon as possible. You have 60 days from date of statement to report any discrepancies found in your Boulder Dam Credit Union statement or account. After that you may be responsible for the full amount donated, for repaying the Credit Union or some other financial institution.


“If I have been of service, if I have glimpsed more of the nature and essence of ultimate good, if I am inspired to reach wider horizons of thought and action, if I am at peace with myself, it has been a successful day.” -Alex Nobel



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